On the 22nd on June as they have a grace period to renew the policy. At the time of purchasing policy. the 23rd of july and i had a word with them yesterday again, somebody called me today and started explaining about an email which was sent on the 5th of Every time i tried to get this fixed they sent me email with AMHI number and reference and never issued my policy.
much frustrated that i had to ask for a refund of my premium that i had paid to them. Today when the agent called me he took my refund request a.s.a.p as if he was already prepared to do it without looking for a conclusion to issue the policy.
If i book my health insurance with a new company now they will charge me a high premium as now i have got a pre-existing medical condition. any other medical conditions from the past. While making a claim you must ensure your claim form has all the required information.
Twice I have claimed and it was a seamless experience. Munich (now HDFC ERGO Health Insurance Ltd), highly recommended.Please suggest how to deal any other medical conditions from the past with improper explanation. They are one of the first set of stand alone “health insurers” in India and have introduced many innovative products in the indian market.